✍️ How I Invest from Europe and Mexico Without Complicating My Life

Following my previous reflection on the reasons behind taking control of my finances, this post dives into the practical steps I’ve taken to make it happen.

I’m not a financial advisor. But as an entrepreneur living outside my home country, I had to build a system that gave me clarity, flexibility, and peace of mind.

This post is for you if:
✅ You live in Poland or Mexico
✅ You’re building your own project (startup, freelance, or something else)
✅ You want to stop feeling like your money is stuck or losing value
✅ You’re looking for practical ways to protect and invest your income

🌍 How do I do it?
I manage my personal finances mainly in MXN and PLN, with investments in USD and EUR, spread across two countries and several platforms. My priority has been to simplify the process so it’s practical and efficient.

1. I divide my funds by purpose and liquidity:

   • 🧱 Emergency fund in stable and easily accessible currencies

   • 💸 Growth investments (medium and long term)

   • 🧠 Savings for ideas, travel, and strategic decisions

2. I use platforms that allow my money to start working based on how they’re structured, whether through interest, investment growth, or other benefits.
   Some offer bonuses, benefits, or interest depending on the terms and availability in my country.

   And I can manage everything from apps, with no bureaucracy.

3. I focus on net returns and diversification

   • Rather than chasing “the best investment,” I prioritize:

     • Ease of use

     • Real benefit after taxes

     • Risk I actually understand
       

📊 The tools I use today
I’ve created a table on this Notion page where I share:

• The platforms I use in Poland and Mexico

• What type of investment each one is

• Why I chose it

• And whether there are bonuses or benefits when you sign up
  

My idea isn’t for you to use them all, but to explore what works for you, based on your context and goals.

Note: Product availability, interest, and bonus offers may vary by country and platform.

🔁 You don’t need to have it all figured out
I’m still learning too. I keep adjusting things, testing new tools, and finding ways to generate income while building my startup.

But if there’s one thing I’ve confirmed, it’s this:
If you’re doing well, your project has a better chance of doing well too.
And part of doing well is not being in survival mode all the time.

If you’re building something of your own, living abroad, or both, I hope this helps you design your own way forward with more structure and less anxiety.

⚠️ Legal and Affiliate Disclaimer
🚧 Important: This page is for educational and informational purposes only. I’m not a financial advisor. You are responsible for your investment decisions. Investing involves risks, including the possible loss of your entire capital.

🔗 Some links here are affiliate links, which means I may receive a small commission if you choose to use one of them. This comes at no extra cost to you and helps me continue sharing useful content. Thanks for your support!

🧠 Always do your research before making decisions. Compare, analyze, and decide calmly.

Got questions about a platform or want me to recommend something based on your profile? Send me a message, I’ll share my perspective based on real experience.

👉 Interested in getting weekly insights about investing, entrepreneurship, and living more freely?
Subscribe to my weekly notes → https://bit.ly/whatilearnedthisweek

Until next time,
Juan